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There’s no doubt that Nebraskans love the companionship of canines. In fact, nearly half of all Nebraska households have at least one furry family member. And your state has more pet-friendly activities and attractions than many others in the U.S. Whether you love exploring Nebraska’s beautifully diverse landscapes with your pup or if you and your sidekick usually stay close to home, he’s unfortunately always at risk for an unforeseen accident or illness that could require expensive vet treatment.
Fortunately, Omaha and Lincoln rank in the top 10% of America’s largest cities for the most affordable dog insurance premiums and veterinary care costs. But no matter where you live, pet insurance can help your furry friend get the vet care he needs without worrying about how you’ll pay for it. We’ve researched the best pet insurance in Nebraska and offer expert advice about purchasing an affordable policy to help you and your pup.
What Are The Most Popular Dog Breeds In Nebraska?
A dog’s breed is one of the determining factors for your pet insurance policy cost. Below are the three most popular dog breeds in Nebraska, according to the AKC and Reader’s Digest.
- Labrador Retriever
- German Shepherd
- Golden Retriever
Interestingly, other organizations have reported different most-popular breed lists based on their data analysis. Here are just a few for The Cornhusker State:
- Goldendoodle – Most popular breed (Embrace Pet Insurance 2022 data)
- Pembroke Welsh Corgi – Most popular breed (2021 report based on city data collected from Omaha)
- Havanese – Top-searched breed (2021 report from pet CBD brand Honest Paws based on Google Trends data)
- Soft-Coated Wheaten Terrier – Top-searched breed (2018 report based on Google Trends data)
How Much Is Pet Insurance In Nebraska?
Pet insurance pricing is based on your pet’s details (e.g., age, breed, location, etc.). According to NAPHIA (North American Pet Health Insurance Association), the average monthly premium for an accident and illness dog insurance policy in the U.S. in 2021 was $48.66 ($28.57 for cats).
Since prices vary based on where you live and your pet’s unique characteristics, the best way to determine how much it would cost you is to complete our quick pet insurance quote form and get estimates from several top providers when you fill out one quick and easy form. This allows you to see how companies compare price-wise. With most companies, you can adjust your monthly premium to meet your needs better. Reducing the deductible, reimbursement percentage, and annual payout can lessen it to fit a lower budget better.
Once you have your customized price quotes, you may wonder how coverage varies among the different companies. Our pet insurance comparison includes multiple charts to help you see key differences between coverage, waiting periods, age limitations, and more.
Which Nebraska Cities Are Most Pet Friendly?
Your state has a lot to offer pups and their owners. According to Pawsafe‘s analysis of the best states to travel with dogs, Nebraska ranks as the 9th most dog-friendly state in the nation. It’s also the 2nd best state for pet-friendly accommodations and 14th for the most dog-friendly attractions and activities.
And your state’s two largest cities are among the best in the country for dogs. Below are the rankings for the most pet-friendly cities in Nebraska based on the 100 largest U.S. cities. The scores are from 1 to 100, with 1 being the best city and 100 the worst.
Note: Cities outside of Nebraska were excluded from this table.
| Most Pet-Friendly Cities | Pet Budget* | Pet Health & Wellness** | Outdoor Pet-Friendliness*** | |
|---|---|---|---|---|
| Omaha | 11 | 2 | 41 | 60 |
| Lincoln | 27 | 7 | 68 | 69 |
*Pet budget was determined by considering vet care costs, minimum pet-care provider rate per visit, and dog insurance premiums.
**Pet health and wellness was determined by considering veterinarians per capita, pet caretakers per capita, animal trainers per capita, pet businesses per capita, dog-friendly restaurants per capita, dog-friendly shops per capita, pet meetup groups per capita, doggie daycare and boarding establishments per capita, pet-friendliness of rental markets, average home square footage, share of single-family detached homes, share of homes with one or fewer occupants per room, animal shelters per capita, and strength of animal protection laws.
***Outdoor pet-friendliness was determined by considering weather, dog parks per capita, parkland as a share of the city area, walk score, dog-friendly trails per capita, and dog shows per capita.
Pet Insurance Claim: Cost And Reimbursement From A Nebraska Customer
Below is a real-life pet insurance claim from a Healthy Paws customer in Nebraska.
- Location: Papillion, NE
- Condition: Foreign Body Obstruction Surgery
- Total Vet Cost: $4,136
- Reimbursement: $3,622
- Amount Customer Paid: $514
Should I Get Pet Insurance?
Although the cost of veterinary care in Nebraska is lower than the national average, vet expenses for unexpected illnesses and accidents can often take a huge bite out of your financial safety net or be entirely cost-prohibitive. Thankfully, pet insurance helps alleviate this burden, so you never have to choose between your dog’s health and your bank account. Learn more about why pet insurance is worth considering.
Tagged With: Pet Insurance By State, Reviewed By Insurance Agent